Payment Options

For your convenience, we accept a wide range of payment options for treatment. Your choices include:

  • Cash
  • Personal check
  • Debit Card
  • Mastercard, VISA, American Express, Discover
  • Extended Payment Plans
  • 6-12 Month No Interest Financing

As a service to our patients, we are pleased to offer the CareCredit card, North America's leading patient payment program. CareCredit lets you begin your treatment immediately- then pay for it over time with low monthly payments that are easy to fit into your monthly budget. So, you can begin your dental care treatment today and conveniently pay with low, monthly payments.

CareCredit offers a full range of No Interest and Extended Payment Plans for treatment fees from $1 and up.

No Interest Payment Plans Comprehensive Dental Care

  • 3, 6 & 12 month plan options [Click for Details]
  • No interest if the balance is paid within the specified time period
  • Low minimum monthly payments

Extended Payment Plans Comprehensive Dental Care

  • 24, 36 & 48 month plan options [Click for Details]
  • For procedure fees from $1,000 and up 9.90% interest rate
  • Monthly payments as low as $25 for a $1,000 fee balance

With CareCredit, you pay no up-front costs, no pre-payment penalties and no fees. Plus, CareCredit is a revolving credit line for additional treatment or add-on charges, without the need to re-apply. It only takes a few minutes to apply for CareCredit and you'll receive an online decision in seconds! Apply now or see our staff for more details.


springstone patient financing logo

Springstone℠ makes it possible by providing low monthly payments to finance your elective treatment.

Affordable payments, an easy online process, and no hidden fees - Springstone just makes sense.

Extended Payment Plans Comprehensive Dental Care

• Your choice of payment plans1 [Click for Details]
Start your treatment now with an affordable extended plan1 or one of our promotional plans which are no-interest if paid in full within
6, 12, 18 or 24 months*.


• Finance from $499 to $40,000 [Click for Details]
Select the amount that best fits your situation. For extended plans, you may borrow from $2,000 to $40,000. For promotional plans which are no-interest if paid in full within 6, 12, 18 or 24 months*, you may borrow from $499 to $25,000. Subject to credit approval.

• Extended plans start at only 3.99% APR [Click for Details]
Extended plans from 24 to 84 months offer rates as low as 3.99% APR and payments that never increase. Springstone extended plans have no hidden fees, penalty rates or unpleasant surprises.

• Easy application process and quick decision [Click for Details]
Complete the quick online application anytime and in most cases you'll have an answer within seconds. You can then print your loan documentation right from the website. Simply sign and fax back from your home or the doctor's office and you're ready to go!

No Interest Payment Plans Comprehensive Dental Care

• No initial payment [Click for Details]
You can start your treatment or schedule your procedure right now - with no payment due for 3 to 7 weeks. Spend less time thinking about payments and more time enjoying the results.

• No prepayment penalty [Click for Details]
Pay your procedure off early - you'll enjoy the flexibility Springstone offers.







Office hours: Monday through Thursday 8 a. m. - 4 p. m,

Oscar Menendez, D.D.S., F.A.G.D • 2682 West Lake Road, Palm Harbor, FL 34684

Serving Palm Harbor, Clearwater, Oldsmar, East Lake & West Chase..

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